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Washington, commonly called “The Evergreen State”, is a great place for road trips. With its scenic coastal highways, old growth forests, and clear mountain lakes, it can be a nature-lover’s paradise. Whether you’re in the mood to cruise by the Pacific, or go through the majestic Olympic National Park, you need a vehicle to make your way through.

With owning a vehicle comes the responsibility of having it insured. According to Washington law, all drivers must have the following minimum insurance on their vehicles:

$25,000:$50,000:$10,000:$60,000:

  • $25,000: For injury or death inflicted upon others during an accident.
  • $50,000: For injury or death to all people from a given accident.
  • $10,000: For damage or destruction of another person’s property during an accident.
  • $60,000: Minimum liability bond required.

Fortunately, auto insurance in Washington tends to be pretty inexpensive compared to the rest of the country. On average, the state’s residents pay $534 to have their vehicles insured. Of course, depending on the location and the company, you can end up paying significantly more or less than that amount. To make the process simpler, we’ve compiled a list of the cheapest auto insurance companies for each of Washington’s five biggest cities:

Seattle, WA

Seattle, the state’s most populous city, is known for a host of different reasons. The music scene here is legendary. Widely considered the birthplace of grunge music, it’s spawned a wide range of successful artists. Nirvana, Pearl Jam, Soundgarden, and Alice and Chains are just a few notable bands who call this city home.

For auto insurance rates, Seattle is the most expensive city in the state. People living here pay an average of $622 per year for their vehicles to be insured. For those willing to check out all the options available, there are savings to be had. Grange, for example, offers average rates of $366 per year. Here are the other cheapest insurance companies for Seattle:

Spokane, WA

  • Grange
  • Amica
  • Chubb
  • State Farm
  • The Hartford

Located near the Rocky Mountain foothills, Spokane is Washington’s second largest city. It features some beautiful architecture, particularly in the downtown where you can find Romanesque Revival buildings. For early settlers, it was an important trading post.

Auto insurance here is a bit cheaper than the state average, with residents paying around $455 per year. The following companies offer additional savings, led by Amica, with rates as low as $300 per year:

Tacoma, WA

  • Amica
  • Grange
  • State Farm
  • California Casualty
  • Chubb

Washington’s third biggest city, Tacoma is named after nearby Mount Rainier, which was originally called Takhoma. It was once known as the “City of Destiny”, because it was chosen as the endpoint for the Northern Pacific Railroad during the late 1800’s.

Auto insurance here is pricey compared to the rest of the state, with the average plan costing about $600 annually. Companies like Amica, Farmers, and Chubb offer cheaper auto insurance options for this location:

Vancouver, WA

  • Amica
  • Farmers
  • Chubb
  • Grange
  • State Farm

Situated on the northern bank of the Columbia River, Vancouver is Washington’s fourth largest city. Once a place for fur trading and timber harvesting, the city’s biggest employers are now the PeaceHealth Southwest Medical Center, followed by the local public school systems. Auto insurance here is reasonable with average rates of $512 per year, just below the state’s average:

Bellevue, WA

  • Amica
  • Grange
  • Chubb
  • State Farm
  • Farmers

Bellevue is Washington’s fifth largest city. Along with its neighbor, Redmond, it serves as one of the state’s major technology hubs, headquartering a number of tech companies. Auto insurance rates are around the state average, at $529 per year. You can find the best deals in the area with these companies:

  • Amica
  • Grange
  • State Farm
  • Chubb
  • California Casualty