Each type of insurance provides a different type of protection. For example, in Kentucky drivers must have bodily injury protection and property destruction liability coverage. Bodily injury protection covers medical expenses and property destruction covers the damage to another vehicle, structure, etc.

Medical expense coverage pays for the costs of medical bills up to the limit listed on your insurance policy. It is an aspect of Personal Injury Protection coverage.

There are tons of car insurance companies in Kentucky. Some of the most popular include:

• Kentucky Farm Bureau
• State Farm
• Geico
• Nationwide
• State Farm
• Shelter Insurance
• Allstate
• Progressive
• Erie Auto Insurance

All you need to do is find the insurance policy in Kentucky you want and contact the company. We recommend you compare car insurance quotes to ensure you get the best rate. Read more: How much is insurance for a new car?

Every company has their own policies on payment. You’ll need to contact your specific company to find out how to pay. Generally, companies accept checks, automatic debit, and online payments.

You can get insurance for your car by selecting comprehensive coverage. That means the insurance company will pay for repairs or replacement for your car in an accident. Learn more about how much to insure a car for.

Kentucky has the following insurance minimums to be considered fully covered: $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage.

Full auto coverage in Kentucky isn’t a type of policy anyone sells. It usually refers to comprehensive coverage, which includes the state legal minimum coverage and comprehensive coverage on your vehicle. Plenty of companies offer auto insurance full coverage options at an affordable cost.

You need two types of coverage for your car insurance in Kentucky. You need bodily injury protection up to $25,000 per person and $50,000 per accident. You also need property damage liability for $25,000.

When you move to Kentucky you have 15 days to register your car with the state. You need proof of insurance to get your registration. Therefore, you have a maximum of 15 days.

The lowest insurance coverage you can get is the state legal minimum of $25,000/$50,000/$25,000. You can also get a policy with a single limit of $60,000.

There is a mandatory insurance law in Kentucky. If you don’t have insurance then you can get your registration suspended and a fine.

No car insurance is a Class B Misdemeanor. You’ll face a fine of $500-$1,000 the first time and $1,000 to $2,500 for the second offense.

Your first DUI conviction remains on your driving record for 5 years in the state of Kentucky. You may be able to reduce this time at court. Some say it is possible to get cheap auto insurance with DUI conviction however it will still be higher than without the record of course.

That depends on whether this is your first offense or a repeat offense. The first offense carries a penalty of $500-$1,000 and up to 90 days in jail. The second offense results in a fine of $1,000 to $2,500 and 180 days in jail. You also have your registration suspended for 1 year and 2 years for every offense after the second.

If you don’t have car insurance in Kentucky and you get in an accident, then you’ll be responsible for any damage you’re at fault for in an accident. You’ll also face a steep fine, have your car registration suspended, and possible jail time.

This changes depending on your policy. You should contact your insurance company to find out what your policy allows when it comes to buying a used car and when you need to insure it specifically.

Auto insurance premiums have been going up nationally. The rate of increase was in line with the national average. However, your costs may have gone up due to several possible factors. You need to contact your insurance company for more information.

Kentucky car insurance is actually a bit less expensive than the national average. In 2018, the average nationwide was $1,009 and Kentucky’s average is $939. We help you find the best affordable car insurance with a comparison quote above.

Kentucky is below the national average for car insurance costs. Nationally, the average cost was $1,009 in 2018. In Kentucky the average was $939.

On average, the best companies for minimum coverage auto insurance in Kentucky were Kentucky Farm Bureau at $392 per year, State Farm at $533 per year, and Geico at $794 per year. Depending on your driving history and car, your results may differ and using our car insurance price comparison above will help you find the best rates.

That depends what you’re looking for. Kentucky Farm Bureau is cheapest for most people. On average, their minimum coverage costs $33 per month. State farm is the best option for drivers with poor credit at a cost of $246 per month. Read more: How much is the cheapest car insurance?

The best rate for drivers with a DUI comes from Allstate, which costs $250 per month on average for DUI drivers.

State Farm has the best rates for senior citizens in Kentucky. On average they charge $78 per month for insurance for people 65 and older.

That depends on lots of other factors, like the injuries involved, what your BAC was, how many offenses and what other offenses you have, and so on. You’ll need to contact your specific insurance company to find out more.

On average drivers in Kentucky pay $939 per year for insurance. That’s a bit below the national average of $1,009 per year.

The insurance surcharge on car insurance is there to pay for the costs of providing monitoring and regulation of the insurance industry.

The average car insurance for 18 year old female in Kentucky will be about $1,227 per year. To get the cheapest insurance for young drivers they’ll either need to be on their parents insurance or get quotes from multiple companies and make them compete. 

The cost of liability coverage depends on many different factors like your car, your driving record, age, gender, and so on. On average, minimum liability insurance in Kentucky costs about $540 per year.

There’s no one formula to determine how much a single event will raise your insurance costs in Kentucky. The specifics in the accident and tickets issued will all play a role in determining your new insurance premiums.

Esurance has one of the best home plus auto insurance bundle deals in Kentucky. You can save up to 10% on the cost of insurance by getting both of your policies through Esurance.

Kentucky Farm Bureau is a good car insurance company. They offer the best rates for nearly everyone in the state and are very popular with drivers. Compare them to Safe Auto Insurance reviews as they seem to be good too.

The best way to transfer your insurance is to call the customer help line on your insurance card. It will put you in touch with an agent who can help you set up insurance for your new car.

Kentucky Farm Bureau has several types of auto insurance discounts. They include:

• Good Student Discount
• Driver’s Training Discount
• Safe Driver Discount
• Defensive Driving Course Discounts
• Auto Safety Device Discounts
• Multi-vehicle discount
• Active property discount
• School bus driver discount
• Umbrella discount

Call the help number on the back of your insurance card or log into your account online. You’ll be put in touch with an agent who can help you transfer your insurance from your old car to your new car.

The policy may change depending on your specific insurance policy, but by law you have one year to file a lawsuit for injury and two years to file a lawsuit for property damage.

In Kentucky, liability auto insurance covers damages to people and property. State law says your insurance must provide a minimum coverage of $25,000 for personal injury per person, $50,000 for personal injury per accident, and $10,000 for property damage.

Each company may have different time restrictions based on their own policies, but state law gives you one year to file a lawsuit regarding personal injuries and two years to file a lawsuit for property damage.

No-fault auto insurance usually only refers to medical liability coverage. However, you should check the details of your specific policy to see if your comprehensive coverage has a no-fault clause.

Usually the driver of the car is liable. However, the owner of the car may be liable as well, depending on the specifics of a given event.

You can take your case to the Kentucky Department of Insurance. They will conduct an investigation and make a report. You can also talk to a lawyer about filing a lawsuit against the company.

If you’re at fault in the accident and don’t have insurance then you’ll be liable for any civil damages like bodily injury and property damage. You also face criminal penalties for driving without insurance and other possible violations.

The easiest way to file an auto accident claim in Kentucky with State Farm insurance is to call the number on the back of your insurance card. This will put you in touch with your agent who will start to process your claim.

Any criminal violation will stay on your record for five years. The points from the violation will be removed two years from the date of conviction. Your insurance company may have other ways about finding out about accidents.

The best way to file a complaint against an auto insurance company in Kentucky is to contact the Kentucky Department of Insurance. They’ll help you with your complaint and investigate if necessary.

The state didn’t increase auto insurance. However, insurance rates went up across the country. On average, Kentucky pays less than the rest of the country.

You need to purchase car insurance before you can get your car registered. You’ll need to get your car registered within 15 days of purchase. It’s best to transfer your insurance immediately upon purchasing the car.

Each company has their own policies regarding totaled cars. You can get your totaled car back, but the insurance company can deduct a salvage fee from your insurance payout.

This can change based on several different factors. It depends on the specific car, your loan rate, and your standard insurance coverage. You’ll need to enter your specific information to get a quote.

There’s no set age where your child must be removed for your car insurance, unlike health insurance. However, your child must be living at home for them to stay on your policy. They need their own policy as long as they live somewhere else for a reason other than school.