In the Great State of Texas, cheap car insurance is aplenty but hard to find. In Houston alone, there was a nearly $700 price difference per year between the cheapest and most expensive car insurance. That’s what it’s crucial that you shop around for car insurance near you. You also have to pay close attention to what all the insurance covers or you may be paying for a big mistake later.
During our research, we found that the average Texan pays around $2,300 per year for their car insurance. There are five companies in Texas that can help you save hundreds each year.
5 – Mercury.
Mercury charged our sample driver roughly $1,800. That’s a savings of $500 per year. It’s already a huge improvement, and it’s not even our number one!
4 – State Farm.
With our sample driver, State Farm charged a mere $1,500. That’s $800 dollars the average Texan could be saving on their car insurance per year.
3 – Progressive.
Our sample driver found even more savings with Progressive, which would have charged only $1,300 – a whopping $1,000 less than the average yearly cost paid.
2 – GEICO.
GEICO, too, would have saved our driver around $1,000, beating Progressive’s quote by a mere $60.
Don’t worry – we’re not nickel and diming our way to number 1, which goes to:
1 – Texas Farm Bureau.
With Texas Farm Bureau, we would have been expected a humble $1,200 per year for our car insurance. That’s a grand total of $1,100 dollars off of the total that most Texans pay for auto insurance each year.
While these price differences tend to hold up regardless, you’ll find that the price of car insurance, even when offered by the same company, will differ from city to city. That’s why it’s so important for you to shop around and see what the best local deals are. You may just find that some of the insurance companies have better rates than their competitors even just a county over! So, make sure to check out all your options regardless if you’re living in Dallas, El Paso, Lubbock, Fort Worth, Houston, or San Antonio. 
Though in our research, we did find that most times the five above companies were consistently the cheapest, they did occasionally hop around on the spots.
Just be wary of any insurance company that is offering a quote that sounds too good to be true. Either you’ll be covered with the bare legal minimum, or you’ll find yourself crawling with hidden fees! And while we all want to save a buck here and there – don’t skip out on the insurance. It’s illegal!