Best Cheap Car Insurance Rates for 2019
Get a Quick Quote
Cheapest Auto Insurance in Baltimore, MD
Baltimore is one of the nation’s oldest cities – it sits in the original 13 colonies of the country. Baltimore is famous for its various sports teams and its large port system – the economy is built off trade and general commerce. If you’re someone who lives in the area, you know how important it is to have a car to get around. But vehicle insurance is getting more and more expensive – it’s important that you find a quote that fits your budget.
Our company helps you find the best auto insurance in Baltimore, Maryland. We’ll also provide you with some great tips on local laws and ways to stay safe when driving on the roads in the city. Make sure to check it out below!
Baltimore: Driving Conditions in the City
Traffic is always a risk in Baltimore – it’s a large city and suffers from many of the same congestion issues that many large cities in the country face. If you’re going to drive in Baltimore, make sure that you check how bad the traffic is before you begin your journey. You should always be aware of major problems that can occur on motorways around the city. Be careful when driving through traffic.
In addition, Baltimore can be on the receiving end of extremely harsh winters. If you want to avoid an accident, one of the best things to do is keep an eye on weather reports and warnings from local officials. Snow and ice can create serious problems on the roads in Baltimore – don’t drive in conditions you don’t think you can handle.
Driving Safely in Baltimore, Maryland
If you’re going to drive in Baltimore, it’s important that you’re also aware of local rules and regulations. You don’t want to be in a position where you end up in an accident because you were not aware of local regulations. Following laws don’t only keep you safe, they also prevent you from receiving expensive fines and citations. The cleaner your driving record is, the more likely you will be able to receive a good insurance quote. We’ll check out the local road laws below:
Phone/Handheld Laws in Baltimore
Phone and handheld laws in Baltimore are extremely strict. You cannot use a phone for any purpose, no matter how old you are – this includes texting and calling. If you are over the age of 18, you can use audio to speak to people while you are driving. If you are under this age, you cannot.
Distracted driving is an increasingly problematic issue on American roads, so it comes as no surprise that officials in Maryland and Baltimore want to crack down on the problem. Make sure to keep your phone secured while you drive – it’s not worth the risks and can also result in massive fines.
Seatbelt Laws in Baltimore
Seatbelt laws in Baltimore are very straightforward – you must wear a seatbelt anywhere in the state of Maryland. It does not matter how old you are or where you are seated – a seatbelt must be used to secure your while driving. This make Baltimore, and Maryland as a whole, one of the strictest areas in the United States in terms of seatbelt laws.
Helmet Laws in Baltimore
Helmet laws in Baltimore are also very similar to seatbelt laws in the city – you must wear a helmet no matter where you are seated in the vehicle. If you want to avoid getting in trouble, wear a helmet whenever you are riding your motorcycle – the same goes for passengers. In addition, not wearing a helmet can result in a serious injury, so make sure to take this rule seriously.
Alcohol and Drug Laws (Driving)
There are two subsections of impairment laws in Baltimore – they are dictated by the state of Maryland. You can receive a DUI (Driving Under the Influence) and DWI (Driving While Intoxicated).
If you have a blood alcohol content of over .08, you can be given a DUI. This can result in jail for a year and up to $1,000 in fines. If you have a BAC of .07 or higher, you can receive a DWI. Limits are lowered to .04 for those driving commercial vehicles. This can result in a jail sentence of two months and $500 in fines. Keep in mind, if you have an underage child in your vehicle and you receive a DUI or DWI, punishments can be enhanced severely. In addition, if it is not your first DUI or DWI, punishment will also vary.
Some people choose to refuse breath tests when asked by an officer. If this is the case, you will likely be forced to have an interlock device attached to your car to prevent you from driving if you have alcohol on your breath. People convicted of impaired driving will typically also receive one of these devices.
Maryland actually has safer roads than the average American state, but this isn’t to say that they don’t have their own issues. While numbers appear to be on the decline — perhaps due to how strict local laws are — there are still hundreds of deaths on the roads each year. In fact, in 2014, there were over 400 deaths on roads in Maryland – a significant number given the state is quite small. For this reason, it’s important to be as careful as possible while driving on roads in Maryland.
As you can tell, there are plenty of reasons to exercise safety precautions while driving on roads in Maryland. If you want to avoid any issues while driving, it’s important to follow local rules and regulations – it can increase your chances of avoiding accidents, as well as save money in the long run. If you’re looking to purchase auto insurance, it’s important to compare quotes from multiple different providers. We have a long list of insurance companies that we work with – make sure to check them out on our site.
We also have plenty of other content related to auto insurance and similar subjects – make sure to check out some of the content on our site.
Car Insurance Companies in Baltimore
Baltimore Insurance Network
11 East Lexington Street 3rd floor, Baltimore, MD 21202, United States
Maryland Auto Insurance (the new MAIF)
1215 E Fort Ave #300, Baltimore, MD 21230, USA
Goad Insurance Agency
3229 Erdman Ave, Baltimore, MD 21213, USA
Senate Select Insurance
5417 Reisterstown Rd, Baltimore, MD 21215, USA
918 S Potomac St, Baltimore, MD 21224, USA
6405 Belair Rd, Baltimore, MD 21206, USA
Auto Body Shops in Baltimore
Baltimore Body Shop & Service
2720 Sisson St #1, Baltimore, MD 21211, USA
Leading Edge Auto Body & Mechanical Repair
5807 Falls Rd, Baltimore, MD 21209, USA
3023 Hamilton Ave, Baltimore, MD 21214, USA
No website found
Moore's Body Shop
800 W Patapsco Ave # A, Baltimore, MD 21230, USA
Yoon's Body Shop
4423 Belair Rd, Baltimore, MD 21206, USA
Day's Auto Body Inc
7 S Central Ave, Baltimore, MD 21202, USA
No website found
How Helpful Was This Article on Baltimore?
4.47 out of 5 stars (based on 15 reviews)