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Cheapest Auto Insurance in Lakeland, FL
Lakeland is one of the most popular inland cities in the state of Florida. Surrounded by lakes and other fresh waterways, Lakeland is famous for its scenery and has recently become very popular with retirees looking to take advantage of the state’s tax benefits. There isn’t much public transport in the region, and the city is spread out across a considerable amount of land. For this reason, many people own vehicles in Lakeland.
If you’re one of the many people that lives in Lakeland, you might be looking for a different auto insurance policy. It’s important to choose the best policy you can find – not doing so can cost you money in multiple ways. Our company partners with insurance companies that provide great policies and rates all of which you can compare in the car insurance calculator above. We also provide our readers with information on how to stay safe on Lakeland roads – check out the content below!
Lakeland: Driving Conditions in the City
Lakeland doesn’t have many traffic issues – it is quite a relaxed and spread out region of the country. Traffic and congestion are not major hazards in this city. The biggest hazard in the area is simply the weather. Florida is known for having some of the biggest storms in the country. Hurricanes can also impact the state very badly. While Lakeland is inland, it still suffers from the impact of these large storms.
Make sure to have a comprehensive insurance plan if you want to avoid the costs of a flood or storm damage. It’s the best way to help alleviate financial stress during a natural disaster.
Driving Safely in Lakeland, Florida
There’s not much you can do about storms – the best way to avoid weather related issues is to check local warnings and insure your car with a great policy. But it’s also important to consider the local laws in Lakeland. Each state has different driving laws, so it’s important to be aware of how the laws in Lakeland impact your ability to drive safely. Understanding these laws will reduce the chance that you get into trouble on the roads – it can also save you money, fines get expensive!
Insurance companies want to work with drivers that have clean driving records. If you’re someone who wants to reduce your insurance premiums, following local laws is a great way to increase your chances of paying less. Check out the most common laws in Lakeland, Florida below!
Phone/Handheld Laws in Lakeland
Florida doesn’t have as strict of distracted driving laws as many other states, but they have recently introduced certain measures to try and combat the issue as much as possible. You are no longer allowed to text and drive in the state of Florida – this law recently came into place to help prevent issues on the roads. Avoid texting or reading your phone while you drive – not only is it extremely dangerous, it may result in a hefty fine from a police officer.
Seatbelt and Car Seat Laws in Lakeland
Drivers in Lakeland will need to follow Florida road laws while they’re operating a vehicle in the area. The seat belt law in Florida states that anyone in the front driver’s seat or front passenger’s seat has to wear a belt at all times. Not doing so will result in a fine. All people under the age of 18 must wear a belt in any seat of the vehicle.
Car seat laws are slightly more complicated, we’ll explore them in further detail below:
- Children Under 3 – Children under three must use an approved child safety car seat
- Children Under 5 – Should be seated in a separate car seat, safety belt, or built in child’s seat or booster seat. This will depend on the height and weight of your child.
It is suggested that all children under the age of 12 ride in the rear portion of the vehicle. Airbags are dangerous for small children.
Helmet Laws in Lakeland
Helmet laws in Lakeland are fairly relaxed when compared to the rest of the country. If you are under the age of 21, you do need to wear a helmet at all times while on a motorcycle — this applies to drivers and passengers. If you are over 21, you need to have at least $10,000 in personal medical coverage if you want to ride without a helmet.
While riding without a helmet may seem more convenient, it’s significantly more dangerous. Make sure to avoid this bad habit if possible.
Alcohol and Drug Laws (Driving)
As with most states in America, the legal BAC limit in Florida is .08 for those who are over the age of 21. This is reduced to .04 if you are operating a commercial vehicle. If you are under the age of 21, the BAC limit for DUIs is .02. If you refuse to take a test, you will automatically have your license suspended for a year for your first offense. This will increase if you are a repeat offender.
For those who receive a DUI, the first offense will result in up to six months of jail, $2,000 in fines, a year of license suspension, and potentially more. This will increase even more if you are found to be significantly over the limit. Those who blow over .15 often receive much harsher punishments. Then there’s the DUI insurance rates which are very high compared to normal insurance. In the meantime we can still help you find the cheapest non owner sr22 insurance available.
While Lakeland is a quiet and relaxing place, it’s important to understand the roads in Florida can be dangerous at times. In 2016, there were over 395,000 accidents on roads in Florida. At the same time, there were over 3,100 fatalities in Florida due to car crashes. As you can see, you should be as aware as possible of potential issues on Florida roads.
Choosing the best car insurance in Florida can help you reduce your long-term costs and save money long into the future. If you’re someone who values saving money, don’t remain idle with your current policy – you should always be on the lookout for a better deal. Make sure to compare car insurance rates of the different insurance providers that we recommend on our site.
Direct Auto and Life Insurance
2810 Florida Ave S, Lakeland, FL 33803, USA
Direct Auto and Life Insurance
997 E Memorial Blvd Suite 100, Lakeland, FL 33801, USA
Headley Insurance Agency
3544 Florida Ave S, Lakeland, FL 33803, USA
Acceptance Auto Insurance
702-B E Memorial Blvd, Lakeland, FL 33801, USA
Family Insurance Centers
2248 E Edgewood Dr, Lakeland, FL 33803, USA
Acceptance Auto Insurance
4221 Florida Ave S, Lakeland, FL 33813, USA
Auto Body Shops in Lakeland
Autobody Resurrection CARSTAR
1203 George Jenkins Blvd, Lakeland, FL 33815, USA
Maurice's Auto Repair and Towing
3025 Drane Field Rd, Lakeland, FL 33811, USA
Meisner Paint & Body Inc
925 N Massachusetts Ave, Lakeland, FL 33801, USA
Pro Body Shop
125 N Eastside Dr, Lakeland, FL 33801, USA
Bernie's Body Shop
1829 E Gary Rd, Lakeland, FL 33801, USA
No website found
B & B Auto Body Works Inc
1036 N Swindell Ave, Lakeland, FL 33805, USA
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