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Cheapest Auto Insurance in Lubbock, TX

Lubbock, Texas is famous for two things: Buddy Holly and Texas Tech University. This Northwest Texas city is often referred to as a college town – it plays home to one of the largest universities in the state. While many people who live in Lubbock are there temporarily, there are still plenty of full-time residents in the local population. There isn’t much public transport available in Lubbock, so it’s important to have a vehicle. If you already own a vehicle, you’re probably always on the lookout for cheaper insurance rates. In this article, we’ll provide you with all the information you need to drive safely on roads in Lubbock, Texas. We also provide our readers with suggestions on the best insurance companies to work with. We love ensuring you get the best insurance policies and quotes on the market. Check out our suggestions for Lubbock, Texas below!

Lubbock: Driving Conditions in the City

In terms of driving hazards, you don’t have to worry about too much traffic in Lubbock. Compared to Houston, Austin, and Dallas you have much less congestion to deal with. Regardless, keep your eye out for accidents or other congestion issues during peak travel times. The main hazard in Lubbock is the weather. Large storms can often roll through the area, so it’s important to stay vigilant and stay on top of the weather. While Texas is known for its heat, Lubbock can occasionally have wintery conditions during certain times of the year. If you want to avoid this problem, make sure to check weather reports prior to venturing out in cold conditions.

Driving Safely in Lubbock, Texas

If you live in the United States, you know how different laws can be depending on the state that you’re in. The same goes for road laws and regulations. If you want to avoid fines or problems on the road, it’s important to understand your local road laws and regulations. In this section of our article, we’re going to take a look at some of the most common road laws in Lubbock. Check them out below!

Phone/Handheld Laws in Lubbock

Texas used to be the Wild West in terms of distracted driving laws – you could pretty much get away with anything. This being said, the state has recently banned texting and driving in order to combat the growing issue of distracted driving. Driving while distracted greatly increases the chances that you get into an accident. If you want to avoid a large fine and a potential crash, make sure to avoid texting and driving on roads in Texas. In fact, you should always avoid talking on the phone while you drive if possible.

Seatbelt and Car Seat Laws in Lubbock

All people in Texas are required to wear a seatbelt while operating a vehicle. If you do not wear a seatbelt while in a vehicle, you will receive a fine if you are caught by the police. In addition, you are responsible for those who are not adults in your vehicle – you will receive a fine if they are not wearing the appropriate seatbelt, booster seat, or car seat. If children are under the age of eight, they must be strapped to the appropriate car seat or booster seat. Not securing your child will result in heavy penalties. In addition, children are not allowed to use a regular seatbelt until they are at least 4’ 9”. Make sure to follow these rules, your children’s safety is of the utmost importance.

Helmet Laws in Lubbock

Those over the age of 21 in Texas are not required to wear a helmet while operating a motorcycle. If you are under the age of 21, you must wear a helmet. This applies for both drivers and passengers. Adults who are eligible to ride without a helmet must also complete a safety course and have applicable personal medical coverage – without this you are not able to ride without a helmet. Helmets drastically improve your chances of surviving an accident. They should be worn at all times while on motorcycles.

Alcohol and Drug Laws (Driving)

Texas has extremely strict laws for people who are driving while intoxicated. While the legal limit for a DWI is .08 for those over 21, you can still be prosecuted under this limit if an enforcement officer believes you are intoxicated. This means that you should avoid any substances prior to driving a vehicle in Texas – the laws are much more subjective than in other areas of the country. You are also not allowed to have any open alcohol containers in the car, even if the driver is not drinking. For your first offence, you can receive up to 180 days in jail, up to $2,000 in fines, a two-year license suspension, and a fine of $2,000 per year to keep your license for the three years after it is reinstated. If you are a repeat offender, the punishment will increase drastically. In addition, if you have a minor in the car, you can be charged with endangered driving.

Cheapest Auto Insurance in Lubbock, Texas

Lubbock Statistics

If you want to understand how safe it is to drive on roads in Lubbock, it’s important to take a look at the statistics. Texas roads are dangerous – there were over 250,000 injuries due to motor vehicle accidents in the state. In addition, over 3,700 people died on state roads. That’s a death in less than every three hours. Make sure to stay vigilant on roads in Texas.

Verdict

While you can never eliminate all risks, you can greatly reduce the costs of those risks by having a great insurance plan and yet still get the cheapest car insurance in Texas. Many people overpay for insurance because they are unaware of how many options they have. If you want to get the best insurance rates in Lubbock, make sure to check out some of the insurance companies that we partner with. In addition, we have some great content that can help you better understand the auto insurance industry and what you should look for in a great policy.

Car Insurance Companies in Lubbock

Cheapest Auto Insurance in Lubbock,Texas

Map data © 2018 Google.

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Texas State Low Cost Insurance

2406 34th St, Lubbock, TX 79411, USA

(806) 221-2368

https://www.txlowcost.com/

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A-MAX Auto Insurance

3207 50th St Suite A, Lubbock, TX 79413, USA

(806) 795-8000

https://www.amaxinsurance.com/

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A-MAX Auto Insurance

112 N University Ave #106, Lubbock, TX 79415, USA

(806) 762-2000

https://www.amaxinsurance.com/

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Budget Insurance

3904 Avenue Q, Lubbock, TX 79412, USA

(806) 687-3800

http://www.budgetinsurancetx.com/contact-us

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Acceptance Auto Insurance

4509 34th St, Lubbock, TX 79410, USA

(806) 796-1158

https://www.acceptanceinsurance.com/

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Acceptance Auto Insurance

2801 Avenue Q, Lubbock, TX 79411, USA

(806) 749-2800

http://www.texasapi.com/

Auto Body Shops in Lubbock

Auto Body Shops in Lubbock,Texas

Map data © 2018 Google.

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Texas Body & Frame

5712 TX-327 Spur, Lubbock, TX 79424, USA

(806) 792-6269

http://www.texasbody.com/

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American Auto Body & Paint

1617 19th St, Lubbock, TX 79401, USA

(806) 747-5527

http://americanautobodyshop.com/

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Collision King Repair Center

1630, 4905 S Loop 289, Lubbock, TX 79424, United States

(806) 794-5990

http://www.collisionking.com/

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Roy's Body Shop

209 N University Ave, Lubbock, TX 79415, USA

(806) 765-9936

No website found

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Precision Body Works Inc

1302 98th St, Lubbock, TX 79423, USA

(806) 745-2888

http://www.precisionbodyworksinc.com/

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Precision Body Works Inc II

3440 W Loop 289, Lubbock, TX 79407, USA

(806) 687-4061

http://www.precisionbodyworksinc.com/



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